This is where a home warranty is most useful. These residential service contracts cover the costs of repairing or replacing covered home systems and appliances. No one wants to face a south Florida summer without a working air conditioner. To reduce the likelihood you’re surprised by huge repair bills, we’ve compiled a list of the best home warranty companies in Miami. The highest-rated home warranty companies in Miami include:
American Home Shield: Best Overall Liberty Home Guard: Most Responsive First American Home Warranty: Best Appliance Coverage
American Home Shield
We find that American Home Shield provides the best overall home warranty in Miami. This company offers decades of experience in the industry, generous coverage caps, and customizable plans to fit every homeowner’s needs.
American Home Shield Plans
American Home Shield’s three plans cover systems, appliances and systems, and both with additional benefits. Here is a breakdown of what each plan covers: If you need additional coverage for outdoor systems, American Home Shield offers add-on options for pools, spas, well pumps, septic pumps, and guest units.
American Home Shield Prices
Every home warranty comes with two price tags. The first is the service call fee, or deductible, which you’ll pay every time a technician comes to your home to diagnose or repair a problem. American Home Shield allows you to customize this fee. You can choose a deductible of $75, $100, or $125. If you choose a higher deductible, your monthly premium will be lower. You pay this premium every month of your contract whether or not you use it. Homeowners who anticipate getting a lot of use out of their home warranty may want to choose a lower deductible with a higher premium. Here are American Home Shield’s premium prices for a service call fee of $75: Keep in mind that all listed prices may vary by your location and home size. For a personalized quote from American Home Shield, fill out this easy online form.
Liberty Home Guard
Although Liberty Home Guard has only been in business for two years, its excellent customer reviews and Better Business Bureau rating tell us that it’s a highly trustworthy company.
Liberty Home Guard Plans
As with some other home warranty companies, Liberty Home Guard offers three plans: one for appliances, one for systems, and one for both. Liberty Home Guard’s list of additional coverage options includes some unique systems and services that other companies don’t cover.
Pool and spa Additional spa Gutter cleaning Floor/carpet cleaning Sump pump Septic system pumping Limited roof leak Pest control Central vacuum Standalone freezer Re-key Second refrigerator Well pump
Liberty Home Guard Prices
Liberty Home Guard’s service call fee of $60 is well below the industry average, making it a good choice for people who need to use their home warranty frequently. Fill out this quick form to receive a personalized quote from Liberty Home Guard.
First American Home Warranty
Finally, First American Home Warranty earns a place on our list by offering excellent value for the money you’ll pay. First American’s plans cover rust, corrosion, and unknown pre-existing conditions, which most home warranty providers exclude.
First American Home Warranty Plans
In Florida, First American Home Warranty offers two plans: the Basic and the Eagle Premier. The only difference is that the Eagle Premier includes coverage for washers and dryers as well as the company’s First Class Upgrade. This option adds coverage for repair-related expenses like refrigerant recapture, building permits, and code upgrades. With either of the above plans, you can also purchase add-on coverage for the following.
Additional refrigeration (up to 4 units) Pool and/or spa equipment Septic tank pumping/system Well pump
First American Home Warranty Prices
The $75 deductible from First American is in line with the industry average, as are the premium prices. Fill out this form to get a free First American Home Warranty quote. Overall, we recommend American Home Shield for the best home warranty in Miami. However, depending on your budget and other needs, you may find one of the other companies on our list more appealing. Liberty Home Guard is the most trustworthy company on our list. For budget shoppers, First American Home Warranty offers the best value for money with its comprehensive coverage.
How much does a home warranty cost in Miami?
Home warranties in Miami tend to be no more expensive than in other parts of the country. The average deductible is $75, and premiums tend to range from $30-$60 a month, or $360-$720 a year.
What does a home warranty cover in Miami?
Unlike homeowners insurance and manufacturers warranties, home warranties cover wear-and-tear damage. If a covered appliance or system breaks down in the course of normal use, a home warranty will cover repairs. Additionally, if repairs are impossible, the warranty will cover replacement of the item, though at slightly below retail value.
What are the benefits of a home warranty in Miami?
In addition to covering the costs of repairs or replacements, home warranties offer peace of mind to Miami homeowners. While these contracts don’t cover all types of damage, they do ensure that you won’t pay huge sums of money out of pocket for appliances and systems that wear out due to age and normal use. You will also have a company on your side that can connect you to its network of contractors so you don’t have to deal with the headache of finding a reputable technician on short notice. To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.
